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Verizonpathetic.com
Verizon Update 5/2/04
 

Contract Termination and Credit Preservation

In this month's newsletter, we are going to focus on one area that we consistently receive inquiries about: how to NOT pay a Verizon bill (wireless, landline, DSL, etc.) and still preserve your credit.

Unfortunately, the phone company has always had a tremendous advantage against the public that many of us know all too well.  They can erroneously charge us on our bill and threaten to damage our credit if we do not pay.  There are safeguards in place against abuses like this, however few people know what they are.   It also does not require a great deal of effort, but can be handled with a minimal amount of time.

 

A. Bill Disputes

Step 1.  Call the number on the bill for the billing department.  When you reach a billing rep, get the name of the person with whom you are speaking and let them know that you are disputing various charges on your bill.   If the employee refuses to give his/her name, ask for the employee number.

Step 2.  Tell them to enter the details of the conversation into their "notes".  Every customer has an account which has a section for notations.

Step 3.  Fax a letter to this person.  This is by far the most important step.  You must draft a letter that illustrates the circumstances surrounding the charges and the exact amount that you are disputing (as a precaution, confirm receipt of the fax by following up with a phone call within the next 48 hours).  

Step 4. DO NOT refuse to pay the entire bill unless it is the entire amount that you are questioning.  Pay the charges which are accurate and withhold the amount you are challenging.

Step 5.  Contact the state regulating agency and send/fax a copy of your letter to them.  Every state is different and Verizon will inform you of who to contact.

Know that at this point it is ILLEGAL for the phone company to take any action until against you including discontinuing your service or blemishing your credit until the matter is resolved.

From here it will depend on your state.  In all cases, they must give you the name and address of the appropriate regulatory agency to send your appeal to.  In some states, the carrier is required to inform you in writing of your right to appeal.  Regardless, Verizon or any other phone company will not be able to do anything until a decision is rendered by the agency.

You may have to send in the disputed charges to the state regulator pending resolution of the complaint.

 

B.  Terminating a Wireless Contract

The steps here are virtually identical to billing issues:

Step 1.  Contact a customer service rep from the company, get the name of the person with whom you are speaking and tell them your issue (billing errors, dropped calls, lack of service area coverage, etc.).   If the employee refuses to give his/her name, ask for the employee number.

Step 2.   When they insist that you must pay the early termination fee, tell them that it is your intention to appeal the fee. 

Step 3.  Tell them to enter the details of your issue in their "notes."  Every customer has an account which contains a section for notes.

Step 4.  Request that they give you the contact information of the regulatory agency who oversees appeals (every state is different).

Step 5.  Fax Verizon a letter which describes in detail the reason you will be dropping their service and that you will not be paying the early termination fee.  DO NOT SEND/FAX THE LETTER TO THE BILLING LOCATION.  Instead, it must be sent to the rep or else they may have no record of it (confirm receipt of the fax by following up with a phone call in the next 48 hours).

Step 6.  Contact the state regulating agency and send/fax a copy of your letter to them.

At this point you are completely protected from Verizon taking any action whatsoever against you until the regulator makes a decision regarding your appeal.  It is ILLEGAL for Verizon or any other telecom company to damage your credit while this is in process.

 
 
Next Newsletter at the beginning of August!
 
If you have any questions, comments, or suggestions, please contact marcus@verizonpathetic.com